WEALTH MANAGEMENT SERVICES

To learn more, roll over each service area.

STABLE VALUE ASSETS

Stable value investments provide liquidity for the portfolio and act as a safety net for unforeseen events. These securities include bank accounts, money-market funds, CD’s, and Treasury bills. Returns for these assets are typically low but they provide a high degree of safety within the portfolio.

INCOME GENERATING ASSETS

Income generating investments serve to meet the majority of income needs for the portfolio and to reduce overall volatility. This asset class includes taxable and tax-exempt (municipal) bonds, bond mutual funds and exchange traded funds, real estate investment trusts, master limited partnerships, and some high dividend paying stocks. We manage this asset class with an emphasis on current income and tax minimization. We control risk by diversifying issuers and maturities and emphasizing high quality in our purchases and constantly monitoring credit quality changes.

GROWTH ASSETS

Growth investments generate return through both price appreciation and dividends. This asset class includes stocks, stock mutual funds and exchange traded funds, commodity investments, and alternative investments such as hedge funds and private equity. These assets typically provide higher expected returns offset by greater volatility or risk. We manage this asset class by diversifying among domestic and international holdings, having exposure to the full market capitalization spectrum, and including alternative investments where appropriate holdings will typically include a mix of individual stocks, actively managed mutual funds, and ETF’s.

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INVESTMENT COUNSEL

We provide conflict-free professional guidance to achieve your specific objectives. The collective experience of our team focuses resources on the strategies to help you reach your goals.





FINANCIAL PLANNING

The cornerstone of superior investment counsel is planning through the client-counselor partnership, including your other professional advisors. We offer unbiased counsel to individuals and families covering a wide range of financial, charitable, and estate planning issues.

ASSET ALLOCATION

We thoroughly document your financial objectives and establish asset allocation guidelines to govern your investment mix. These guidelines remain in place until circumstances necessitate change. We base asset allocation decisions on the historical risk and return characteristics of the various asset classes and your ability and willingness to accept risk. We believe the key components of all portfolios are stable value, income generating, and growth assets. The complexion of these assets and the holdings within each asset class will vary according to your individual needs.

RISK MANAGEMENT

Risk management is at the core of our investment philosophy. It starts with taking a balanced approach to asset allocation and is further enhanced by dynamic risk management analysis. This simply means that we react to certain fundamental and technical indicators to adjust allocation in portfolios or put in place more defined risk management strategies. These include exogenous event protection and embedding downside protection into portfolios.

TRUST SERVICES

Established in 2000, the Boys Arnold Trust Company allows you to secure trust services and wealth management from a singular integrated source. Serving individuals, families and institutions, our Trust Company can provide fiduciary expertise and administrative support for preserving your wealth.

PORTFOLIO CONSTRUCTION

Boys Arnold & Company combines a truly complete, comprehensive menu of services with the expertise of financial specialists well-versed in each area of wealth management.